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Planned Giving


Charitable Gift Annuities

Contracts between the donor and our University, where you make a donation of cash, securities or property and in return, we pay you a fixed and guaranteed payment for life. The amount of the fixed payments is based upon your age and rates recommended by the American Council on Gift Annuities.

Business Interests:
Proprietorships and Closely Held Stock
If you have spent a lifetime building your business, wouldn’t it be great to pass it on? A gift of a proprietorship, or even closely held stock to our University can result in tax benefits to you, but also provide future opportunities for our students in the fields of business.

Checking and Savings Accounts
Gifts of cash are always an excellent way to leave a legacy for future generations, while decreasing the amount of money that will be taken from your estate as a result of taxes and other fees.

Intellectual Property:
Patents, Trademarks, Royalties
Gifts of intellectual property are another way to build a legacy for the next generation. A gift of copyrights, mortgages, notes, trademarks and patents allow you to receive tax benefits, while leaving your mark for future generations to share.

Real Estate:
Homes, Vacation Homes and Farms
Gifts of real estate are extremely flexible and can be made outright, or as part of a trust. Real estate may also be donated through your will. By retaining a “life estate” in a gift of real estate, you can receive tax deductions based on the value of the gift, while you continue to use and enjoy your property for life, after which, the University will receive your property as a gift.

Stocks, Bonds, Mutual Funds
A gift of securities is another way to make a lasting gift, while receiving tax benefits and avoiding gift and estate taxes.

Charitable Remainder and Charitable Lead Trusts
Perhaps one of the most powerful of the planned giving tools is the establishment of either a charitable remainder or lead trust. Through a Charitable Remainder Trust, you can donate assets to a trust, after which the trustee will sell/invest those assets and make monetary payments to you for your lifetime, or for a set number of years. At the end of the trust term, the trust funds will go to our University.

A Charitable Lead Trust places your donated assets in a trust, the trustee sells/invests the funds (capital gains tax free), and then monetary payments are made to our University for a set number of years. At the conclusion of the trust term, the remainder will go to your estate. Under each trust, you, the donor, may receive a significant income tax deduction based upon the amount of your gift, and you make a gift that will make a lasting impact on our University and our students.

Division of Institutional Advancement, University of Maryland Eastern Shore, Princess Anne, MD 21853,


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